The Affordable Care Act, also commonly referred to as “Obamacare,” is healthcare reform that was signed into law by President Barak Obama in 2010. With the passing of Obamacare, nearly all Americans are now required to carry minimum essential health insurance, rather its individual of group cover. Obamacare has been an advocacy of providing essential benefits to all Americans without discriminating against individuals with any pre-existing conditions. Although, this is not government health insurance, some individuals/families may qualify for a tax credit/subsidy to help lower out pocket cost, such as monthly premium payments, deductibles, and coinsurances.